You most probably have heard of many ways the wealthy act and behave - make money when they sleep, don’t spend on luxuries, dream big but in my opinion, as somebody who’s financially free I find that there are only 3 things that you really need to do to be wealthy.

It’s been a while since I mentioned anything about my wish to get into property so I thought I’d give you a quick update on what’s happened.

This year will mark a decade of my reading challenges on Good Reads. I track what I read mainly for fun and so whenever I don’t complete a challenge, all it means to me is that I read less. No surprises. I’ve just realised that GoodReads is possibly the only app I’d like to see more of my friends use. Ah well, maybe one day they will.

The first one is about what you want to do. Don’t think about it in terms of passion. It won’t help. People overrate passion because they expect a high amount of positive emotion that will motivate them to do the work. But emotions, positive or negative, fluctuate and get in the way of work.

So many of you ask me this question - do I invest all of my money? And to answer briefly: no, I don't. If you're interested in a more elaborate answer, keep reading.

If you have debt - no matter the amount - and carry a lot of shame connected to that debt, get ready for a pep talk and actionable ways to deal with that destructive feeling.